credit card, financial world. After all, you're a college student and a
young adult; everyone has to experience something new one in a
lifetime. The troubling thing that most students can find themselves
getting into is that they ruin their credit at a very young age. As
it's such a shame, there are a few things you can do in order to repair
your credit the right way. I'm going to show you the warning signs of
scummy credit repair companies. These are the companies you'll want to
avoid.
Companies that want your money ahead of time
When you're on the hunt to repair your credit, you'll often lead
yourself down the road to finding a company that will help repair your
credit. A true warning sign that the company is up too no good is a
company that wants to have your money up front before they even start
your services. Make sure that you're looking for a legit company; they
will sit you down and talk over your expenses before you even flip a
check their way.
Companies that dispute everything on your report
Let's face it, when you have bad credit, you're going to have lenders
on your butt all the time. Some credit repair companies will want you
to dispute everything on your report. If you find a company like this,
make sure that you steer clear of something like. You should know
what's right and wrong on your report. Every once in awhile you'll find
something that isn't right, these are the only things you'll want to
dispute. Other than that, if it's right, don't mess with it.
Companies that want to invent something new
In today's world, people want to get up and change everything
completely. If you come across a company that promises to change your
identity completely and start you all over, I would highly advise you
stay away. If you find something like this and go through with it, not
only will you get yourself into more legal troubles, you could be
finding yourself facing a lot of jail time. This type of behavior isn't
acceptable and companies like this should be reported to the
authorities immediately.
Before you even start your credit repair search, you're going to want
to a do a few things before doing so. The first thing you'll want to do
is grab a hold of your credit report. You'll want to skim over all the
information on the report and put a check next to something that
doesn't look right. When you sit down with a company that wants to help
repair, make sure you point out these things.
Remember, when you're on your hunt, make sure that you keep these
warning signs in mind. There are a lot of people and places out there
that want to take your money. Just because they look legit, doesn't
mean they are.
No comments:
Post a Comment